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Decision Frameworks

10/10/10 Framework

The 10/10/10 framework helps you gain perspective on decisions by asking how you will feel about them in 10 minutes, 10 months, and 10 years. It downplays short-term emotions to focus on long-term values.

THE IDEA

1. The Car Salesman Story

In 2000, journalist Chandler Phillips went undercover as a car salesman to expose the industry's sleazy tactics. He found that salesmen aimed to get customers to stop thinking and start feeling – e.g., by making them sit in a car they liked, insisting on a test drive, and creating false urgency. The goal was to push for a deal that day while emotions were still fresh.

2. Andrew Hallam's Strategy

Andrew Hallam, a frugal teacher and author of Millionaire Teacher, avoided high-pressure sales by deciding exactly what he wanted (a Japanese used car with stick shift, original paint, <80,000 miles, under $3,000) and only negotiating over the phone. He refused to visit dealerships, thus adding literal distance before deciding. He eventually bought a Toyota Tercel for $3,000.

3. The 10/10/10 Framework

Invented by Suzy Welch (author of 10/10/10), this tool forces you to consider a decision on three time frames:

  • 10 minutes from now: How will you feel?
  • 10 months from now: How will you feel?
  • 10 years from now: How will you feel?

The exercise gives future feelings attention alongside immediate fear or excitement. It helps compare time horizons without requiring you to disregard the present.

Example: Annie and Karl

Annie, 36, was dating Karl, 45. She wanted to say "I love you" first but was nervous about his reaction. Using 10/10/10:

  • 10 minutes: Nervous but proud.
  • 10 months: No regret.
  • 10 years: Won't matter – either they're together or she's with someone else.

She said it first, and though Karl didn't immediately reciprocate, she felt good about the risk.

4. Application at Work

  • Avoiding a difficult conversation? Use 10/10/10 to compare the immediate anxiety with the possible longer-term consequences of speaking or staying silent.
  • Chasing a hotshot candidate? Excitement now may lead to regret later if pay inequity causes problems.

5. Caveat

Short-term emotion isn't always the enemy (e.g., outrage at injustice). 10/10/10 asks you to include the longer-term perspective.

When to use it

  • Deciding whether to confront a colleague about a problem.

  • Evaluating a job offer that requires relocation.

  • Choosing between a high-paying job with long hours and a lower-paying job with better work-life balance.

  • Deciding whether to invest in a risky but potentially rewarding venture.

FROM THEORY TO EVERYDAY LIFE

In practice

01

Annie's Relationship Decision

Annie used 10/10/10 to decide whether to be the first to say "I love you" to her partner Karl. She realized that 10 minutes after, she'd be nervous but proud; 10 months later, she'd have no regret; and after 10 years, it wouldn't matter regardless of the outcome. She said it first and felt good about taking the risk.

02

Andrew Hallam's Car Buying

Hallam, a frugal teacher, wanted to avoid emotional car buying. He decided exact criteria (Japanese, stick shift, original paint, under 80k miles, under $3,000) and only negotiated over the phone, refusing to visit dealerships. This literal distance helped him avoid high-pressure tactics and buy a Toyota Tercel for $3,000.

03

Car Salesman Manipulation

Undercover journalist Chandler Phillips observed how salesmen used techniques like raising excitement, creating false urgency, and having a 'good guy' manager negotiate to push customers to buy emotionally, on the same day.

✳

A MOMENT TO REFLECT

Put it to work.

  1. Think of a difficult decision you're facing. How would you feel about it in 10 minutes? 10 months? 10 years?

  2. How can you use 10/10/10 to avoid being swayed by short-term emotions in a business negotiation?

  3. Consider a past decision you regret. Would applying 10/10/10 have changed your choice?

Connected ideas

Another lens can bring the same problem into focus.

References

  1. Confessions of a Car Salesman — Chandler Phillips (2000)
  2. Millionaire Teacher — Andrew Hallam
  3. 10/10/10 — Suzy Welch

CONTINUE THE CONVERSATION

Source texts

  • Decisive How to Make Better Choices in Life and Work (Chip Heath)
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